Loan Programs  

There are many loan programs to fit almost any need. Please call and ask which loan program best fits your situation.

Conventional 30, 25, 20, 15, 10 year fixed or ARM's

• Conventional 30 & 15 year fixed rate mortgages at competitive rates
• Jumbo 30 & 15 year fixed rate mortgages
• VA 30 & 15 year fixed rate mortgages
• FHA 30 & 15 year fixed rate mortgages
• Home Improvement & Construction Loans
• Multi-family Loans
• 95% Non-Owner Occupied purchase & refinances
• Self employed OK
• 80% Cash - Out Loans
• 90% Second Homes / Vacation Homes
• Adjustable Rate Mortgages 1, 3, 5 and 7 Year ARMs
• Second Mortgages
• Condo/Town homes

Low and/or No Down Payment Programs:

• No Down Payment Program  (VA & USDA)
• First Time Homebuyer Programs

Loan Programs for Special Needs:

• Self Employed Borrower Programs
• Expanded Program Parameter Programs
• Programs for Borrowers with past credit problems
• Lot Loans
• Construction Perm Loans
• Commercial Loans