Loan Checklist

Documents required vary from loan to loan, but generally the following are required, often for up to two years back:Please provide the following documents that pertain to you:

• Drivers license or acceptable photo I.D.-Photo Copy
• Social Security Card-Photo Copy
• Resident Alien Card (Front and Back) if applicable-Photo Copy
• Paycheck from all active jobs covering the most recent 30 days
• Most Recent year W-2's from all jobs
• All pages of bank statements covering the most current 30 days (Checking, Savings, CD, Money Market, IRA, 401K, etc.)
• Landlord/Institution Name and phone number to verify the past 12-month residence (If renting from a private individual, provide 12 months cancelled checks - Front and Back.)
• Homeowner’s insurance information (Name and Phone Number of Agent)
• Purchase Contract signed

If Applicable:

• Most recent 2 years of complete personal and business Tax Returns if applicable: - Photo Copy (Self-employed or more than 25% of income is commission or bonus.)
• Original Profit & Loss Statement & Balance Sheet signed for self-employed
• Letter explaining gap in employment in the past 24 months over 30 days signed
• Diploma or transcript if attended school in the past 24 months
• HUD-1 Closing Statement if closed on present home or Contract if pending sale-Photo Copy
• Relocation package from your employer, if applicable–Photo Copy
• Bankruptcy papers (all pages) if declared in the last seven years-Photo Copy
• Divorce Decree if applicable-Photo Copy
• Court ledger for 12 months and minimum 3 years remaining on Child Support income
• Rental Properties owned: provide current lease and most recent 2 years signed Tax Returns
• VA: Certificate of Eligibility-Prefer original if available
• Form DD-214 or statement of service
• Most recent Leaving and Earnings statement if in service
• Name, Address, Phone Number, and Realationship of nearest living to Veteran
• Earnest Money/Additional Deposits - Photo Copy front and back of cancelled check(s)